No Pressure. Just Clarity.

No Pressure. Just Clarity.


NMLS # 2013082
I don’t believe a Legendary life is about perfection... I’m not just in the loan business, I’m in the people business.
Doing work that matters
Showing up with honesty and heart
Building something bigger than yourself
Helping others rise while you do it

NMLS # 2013082
I don’t believe a Legendary life is about perfection... I’m not just in the loan business, I’m in the people business.
Doing work that matters
Showing up with honesty and heart
Building something bigger than yourself
Helping others rise while you do it

First Time Buyer Guide
Everything you need to know
before buying your first home

Wealth Building
How homeownership builds
generational wealth
The Latest Insights
The right loan doesn’t just get you approved, it supports your life. A good loan considers your income stability, future plans, tolerance for payment changes, and long-term financial goals. It’s not a... ...more
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Most people don’t think of themselves as “real estate investors” yet their primary home often becomes their largest asset. Homeownership builds wealth quietly. Each payment reduces principal. Apprecia... ...more
homeownership
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Renting isn’t “bad.” Buying isn’t always “better.” The real question is whether your housing choice is intentional or default. ...more
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The most successful buyers aren’t the most impulsive, they’re the most prepared. Early preparation gives you leverage in three critical ways: financial, emotional, and strategic. ...more
homeownership
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Mortgage myths are dangerous not because they’re annoying—but because they quietly delay wealth, confidence, and opportunity. ...more
homeownership
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Most people believe buying a home is about finding the right house. In reality, buying a home is about aligning your financial readiness, lifestyle goals, and long-term plans—and the house comes secon... ...more
homeownership
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The Experience, in Their Words




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© 2024 Lower, LLC dba Legendary Mortgage | NMLS#1124061 | www.nmlsconsumeraccess.com | Lower is a family of companies. Lower® and its DBAs (Homeside Financial, AMSW Lending, Fairfax Mortgage, Key Mortgage Group, Yes Mortgage and Vybe Mortgage.) provide home loans; Lower Realty, LLC provides real estate services; Homeside Insurance Services, LLC facilitates shopping experience for homeowner’s insurance policies. All rights reserved. Conducts business as “Lower.com, LLC” in Kentucky, Minnesota, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom, LLC” in Montana in lieu of Lower, LLC
Home lending products offered by Lower | 5950 Symphony Woods Road, Suite 312, Columbia, MD 21044


© 2024 Lower, LLC dba Legendary Mortgage | NMLS#1124061 | www.nmlsconsumeraccess.com | Lower is a family of companies. Lower® and its DBAs (Homeside Financial, AMSW Lending, Fairfax Mortgage, Key Mortgage Group, Yes Mortgage and Vybe Mortgage.) provide home loans; Lower Realty, LLC provides real estate services; Homeside Insurance Services, LLC facilitates shopping experience for homeowner’s insurance policies. All rights reserved. Conducts business as “Lower.com, LLC” in Kentucky, Minnesota, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom, LLC” in Montana in lieu of Lower, LLC
Home lending products offered by Lower | 5950 Symphony Woods Road, Suite 312, Columbia, MD 21044
